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Wednesday, November 28, 2012

Four New ETFs and an Invitation

BMO has announced it’s launching four new ETFs, which will start trading on Tuesday, November 20: BMO S&P 500 (ZSP/ZSP.U) BMO S&P/TSX Laddered Preferred Share (ZPR) BMO S&P/TSX Equal Weight Industrials (ZIN) BMO S&P/TSX Equal Weight Global Gold (ZGD) Let’s look at the two most interesting ETFs in this lineup. Investors seem to be falling [...]

深入抽搐gif图动态图Source: http://canadiancouchpotato.com/2012/11/19/four-new-etfs-and-an-invitation/?utm_source=rss&utm_medium=rss&utm_campaign=four-new-etfs-and-an-invitation

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Tuesday, November 27, 2012

More Tax Tips From the Pros

Filed under: ,

We gathered top tax tips from tax professionalsLast week, I shared my top tax season secrets with you. I also emphasized that there's no one-size-fits-all approach to taxes. To give you a wide range of advice, I asked a number of tax professionals from all over the globe for their best tax tips for tax season. Here's what they had to say:

Continue reading More Tax Tips From the Pros

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Source: http://www.dailyfinance.com/2011/03/14/more-tax-tips-from-the-pros/

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Mark Carney is a welcome change but it's the same old story for the economy

A radical change at the top of the Bank of England is a smart place to start if you want to persuade the world that your banks are changing radically, too.

Source: http://telegraph.feedsportal.com/c/32726/f/579300/s/25fedbd4/l/0L0Stelegraph0O0Cfinance0Ccomment0Cdamianreece0C970A420A10CMark0ECarney0Eis0Ea0Ewelcome0Echange0Ebut0Eits0Ethe0Esame0Eold0Estory0Efor0Ethe0Eeconomy0Bhtml/story01.htm

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Plug-In Electric Station

We American are at present living with the prospect of paying more than $5 a Gallon for gas. It has turned our mode of life upside down.
We at house housedna.com are working to bring to life, the old joy of driving, by paying 40 cents a gallon of gas. It will be a pleasure going [...]

Source: http://www.alternative-energy-news.info/press/plug-in-electric-station/

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Simon Schama Part 2

Bill Moyers speaks with historian Simon Schama, who spent months traveling across America in the run-up to an historic election to discover what events in our nation's past can tell us about how we live today and what's in store for the future.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/_0ct6om4Gq4/profile2.html

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Monday, November 26, 2012

Joe Nocera

JOURNAL guest host Deborah Amos sits down with NEW YORK TIMES business columnist Joe Nocera to discuss what we learned about the bailout this week and to weigh whether or not it's working.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Yb49OUENyJQ/profile.html

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A New Chip to Bring 3-D Gesture Control to Smartphones

A large semiconductor manufacturer uses electrical fields to sense hand movements.

The clickwheel of the first iPod worked by measuring electric field disturbances in one dimension. The first iPhone touch screen functioned similarly, but in two dimensions.



Source: http://feeds.technologyreview.com/click.phdo?i=6182160f96c7368e0392da6a52871e5d

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Dr. Jane Goodall Part 2

Dr. Jane Goodall. Despite dire warnings for our endangered planet, Jane Goodall says all is not yet lost - we can change course if we act now.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Kh_Gomz_e9Q/profile2.html

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Robert G. Kaiser

Robert G. Kaiser has been following Beltway politics for THE WASHINGTON POST for nearly 50 years. This week on the Journal, Bill Moyers talks with Kaiser about his new book, SO DAMN MUCH MONEY: THE TRIUMPH OF LOBBYING AND THE CORROSION OF AMERICAN GOVERNMENT.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/51vRNm7o980/profile.html

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Simon Johnson and James Kwak, Part I

How did Big Finance grow so powerful that its hijinks nearly brought down the global economy – and what hope is there for real reform with Washington politicians on Wall Street's payroll?Bill Moyers talks with authors Simon Johnson and James Kwak, two of the nation's most respected economic experts and authors of the new book 13 BANKERS: THE WALL STREET TAKEOVER AND THE NEXT FINANCIAL MELTDOWN. Also, a Bill Moyers essay on the true costs of war.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/Q0hUsmPuXP4/profile.html

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Sunday, November 25, 2012

LBJ's Path to War, Part II

As President Obama prepares to announce how many more troops he will send to Afghanistan, Bill Moyers remembers the presidency of Lyndon Johnson and the agonizing decisions that escalated America's involvement in Vietnam. Through Johnson's secret tapes of phone calls and conversations, and his own reminiscences, Moyers recalls the events that plunged us ever deeper into war.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/vODKSRdlp0M/profile2.html

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Women Taking the Wheel

Women in RetirementMany women have not realized that now is the time to take control of your finances.  For too long, a great number of you have relied on men, be it a husband or whatnot, to control your finances and help you plan for retirement.  And the truth is, this line of thinking continues to this day.

Now is the time to put a stop to all that.  Now is the time you take the wheel.  Now is the time to realize that a successful retirement may very well hinge on your own ability to prepare.  Let's take a look at a few facts that every woman should be aware of.
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If you are a married woman, there is a good chance that your husband is older than you.  In many cases, your husband may be several years older.  More than a decade of difference isn't all that uncommon.  Because of this, there is a good chance that when your husband passes away, he will do so several years ahead of you.  This can mean a great deal to your retirement, as you will need to prepare for the long haul without your husband's guidance.  In many cases, a widow will see her standard of living go down without proper planning.
The same goes for a single woman.  The average lifespan is now close to 85, and you may find yourself living many years beyond that.  While this is clearly a good thing, you must prepare for at least 30 years of retirement, just to be on the safe side.
Fact #2:  A little knowledge can go a long way.
You can't beat a little education to help you get through life.  When it comes to retirement planning, this is especially true.  Whether or not you've been following your husband's lead and allowing him to control all of your finances or allowing a professional to handle things for you, it's time you educated yourself.  Take the time to learn as much as you can about the financial products contained in your retirement portfolio.  Ask questions.  Maybe even take a few basic classes to help you understand anything you might be having trouble with.  Finances can often be a bit difficult to understand for anyone, so never hesitate to educate yourself and stay informed.
Fact #3:  Surveys back up the consensus.
If you follow the numerous financial surveys that are conducted each year, you'll find that retirement planning is a huge issue for women right now.  One of these was conducted by the Society of Actuaries.  Here are some facts that this survey unveiled, and they're not exactly encouraging:
-- Only 8% of female retirees are planning for the long haul, which can translate to a twenty year gap in finances.  In turn, this gap translates to a large number of women who simply aren't prepared for their extended life expectancy without the benefit of a spouse.
-- For men over the age of 85, a total of 45% of them are widowed.  For women, the number is nearly doubled at 85%.  That number may be staggering, but it simply reinforces the need for a woman to know how to handle her finances into her later years.
-- 20% of men at age 65 are expected to need professional care for a number of years after their retirement.  For women, the number is 30%.  While this isn't a huge difference, it's large enough to be concerned.

Source: http://firstsecurityfinancialshow.com/blog/bid/142483/Women-Taking-the-Wheel

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How to Earn Income From Home

Note from the Editor: The following post was contributed by Jackie from DebtFreeBread. Please give Jackie a warm welcome, enjoy and share.

Jackqueline Roy:

earn income from homeIf I had to describe myself I would say I'm a walking oxymoron. I love reading and writing but I also can play Call of Duty, Resident Evil, or Gears of War for hours. I'm unlike most 24 year old women because I've been married for 6 years to a wonderful man whom I adore. I have two beautiful boys with special needs that keep running all day long. My oldest is 5 years old an my youngest will be 4 this New Years Eve.

I was raised by a single mother who passed away far too young. She was a foster child. So it's just me and my younger siblings. After years of being an introvert I feel like I'm finally climbing out of my shell and finding myself.

This year is about self discovery for me which has caused me to look deeper into finding new ways to earn money from home like niche website building, e-books, and freelance writing. Right now I am making several loaves of cold process soap because I'll be selling them online soon through Etsy, Artfire, and my own e-commerce site.

etsy

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Most people fantasize about working in the comfort of their own home, leaving behind mornings filled with the blaring sound of an annoying alarm clock. Right now, daydreams about flexible hours and self employment may seem too good to be true but, it's really quite attainable with a little bit of direction and determination.

Luckily, finding a part-time or full-time job at home has never been easier. I've compiled a list of 5 legitimate companies that may be able to bring your dream of self employment into reality. Instead of listing each website the old fashioned numerological way, I've decided to split them into two categories for left and right thinking people.

Creative Ways for Right Brained People to Earn Money

Are you a person of many talents that can create unique handmade products like no other? If you are, there are two sites that would be perfect for you. Etsy is dedicated to crafters and artists who think outside of the box. If you can draw, sew, design, or create unusual products that are uniquely yours the talent you possess maybe a hidden gold mine. You can setup a shop displaying your beautifully odd creations in no time. It cost $0.20 to list but, you also have a 3.5% sales fee for each item sold.

Do you have an eye for vintage items or classic antiques? If you're able to find the diamond in the rough while frequenting thrift stores and garage sales, you may be able to open a successful vintage or antique shop. Suppliers are also welcomed on Etsy. However, resellers or products that aren't considered handmade, vintage, or supplies are forbidden. When my husband was unemployed, I operated my own bath and body shop on Etsy. I thoroughly enjoyed the experience and have been thinking about starting again.

Artfire is very similar to Etsy. However, it doesn't attract as much traffic and items from suppliers are welcomed with a few exceptions like electronics and auto parts. You can also sell goods you've designed but not created. You pay $12.95 a month instead of a listing fee. Plus, Artfire has a tool that allows you to import your Etsy store items which gives you the opportunity to attract customers from two different streams.

Hatchwise is the last site I'd like to recommend for the artistically gifted. If you are able to create attractive graphics for logos, websites, or t-shirts you should give this website a try. As a creator you’re able to enter into contests held by prospective buyers. They describe what they're looking for and then it’s your job to create it. Once, you've entered a contest you're able to receive feedback from the prospective buyer. If they choose your artwork over the competition, you'll receive 80% of the payout.

Luckily, you don't have to be formally trained to enter a contest at Hatchwise because there are no experience barriers. So, if you're good with Photoshop or other editors, you are free to join.

Easy Ways for Left Brained People to Build a Steady Stream of Income

The recent outsourcing boom has created new opportunities for individuals looking to work from home.  If you have impeccable time management and organization skills a job working as a personal assistant maybe ideal. You can find available positions at vWorker which is a site that has several positions available in different professions like business support services, graphic design, and technical support.

Another option is Mechanical Turk, a site owned by Amazon. They offer HITs or human intelligence tasks. It’s really easy to sign up. All you have to do is provide basic information about yourself. Then choose your preferred method of payment and you're ready to go. When you visit the site you'll find a list of tasks ranging from a few cents to several dollars. The cheaper jobs usually consist of surveys, entering keyword relevance details, and other mind numbing tasks. Whereas the more profitable jobs usually involve transcription.

That's it for now; I really hope this article gives someone the boost they need to make money online. The first step is always the hardest but once you get started you'll find new creative ways to make extra cash easily.

 

Source: http://tacklingourdebt.com/2012/10/31/how-earn-income-home/

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Bill Moyers Essay: Your Vote

A Bill Moyers essay on the importance of the vote.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/8gVeHlDn-qE/watch3.html

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How Your Retina Screen is Helping Make Supercomputers More Powerful than Ever

Consumers' relentless demand for better user experiences helps create the technology that drives high-performance computing forward.

Earlier this week, the "Titan" supercomputer at Oak Ridge National Laboratory in Tennessee was named the fastest supercomputer on earth. It was able to perform nearly 18 quadrillion floating-point calculations per second in the LINPACK benchmark (the high-performance computing industry's standard "speedometer") by accelerating its 560,640 CPUs with graphics processing units from NVIDIA. Intriguingly, this same "Kepler" GPU architecture also provides the graphics horsepower for Retina screens on the new Macbook Pro. This isn't a coincidence. Without ordinary consumers' relentless desire for next-generation user experiences -- sharper screens for their laptops, better graphics for their games, longer-lasting batteries for their mobile devices -- scientific supercomputing would be kind of screwed.



Source: http://feeds.technologyreview.com/click.phdo?i=78504d0bb581e49ed6d7d50e2905eaf0

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Saturday, November 24, 2012

Moving Checklist: Plan Ahead Before You Move

We were really hoping that when we moved into our current place it would be the last move in a long time. Just over a year later, and here we are, getting ready to move again. It is frustrating to have to deal with all the stress and hassle of packing all our stuff up...

Moving Checklist: Plan Ahead Before You Move appeared first on Canadian Finance Blog.

Related Posts:

Source: http://canadianfinanceblog.com/moving-checklist-plan-ahead-before-move/

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Investors to Financial Advisors: Call Me Maybe

Author(s): 
Donald Liebenson
Millionaire investors are the most likely to have been contacted by their financial advisor in the wake of the election, according to a survey of affluent households conducted by Millionaire Corner.
Thirty-seven percent of households with a net worth of more than $1 million surveyed said that their advisor had contacted them. In comparison, just 8 percent of households with a net worth under $100,000 had heard from their advisor, as have 20 percent of those with a net worth between $100,000 and $500,000 and 27 percent of those with between $500,000 and $1 million. But a majority of affluent households surveyed (56 percent) said they have had no contact with their financial advisor since President Obama’s re-election.
While 31 percent of investors overall said they have been contacted by their advisor since the election, just  20.5 percent said that they initiated contact with their financial advisor.
Among those who have been contacted by their financial advisor, what is he or she primarily telling them? More than half (52 percent) reported their advisor told them to “not make any rash decisions.” This is perhaps to soothe the concerns of those investors whose candidate did not win. In a survey conducted in September by Millionaire Corner, 44 percent said their biggest concern about the upcoming election was “a win for the other guy.”
The primary economic concern now is the looming fiscal cliff. Nearly two-thirds (62 percent) said they are not confident that a solution can be reached to avoid the tax cuts and mandatory spending cuts scheduled to take effect at the end of the year. In comparison, 47 percent said in September that they did not think an agreement would be reached.
It is important to just over half (51 percent) of Millionaires that their advisor contact them regularly. Forty percent said they prefer to be contacted on a quarterly basis, while one-quarter said they prefer to be contacted monthly. Younger Millionaires (under the age of 45) are the most likely to want to be contacted on a monthly basis, while younger boomers ages 45-54 for whom retirement planning or financing their child’s college education may be becoming  pressing concerns, are most likely to want to be contacted by their advisor semi-annually.
Less than 10 percent said they prefer to initiate contact.

Source: http://www.millionairecorner.com/article/investors-financial-advisors-call-me-maybe

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Shale Oil Will Boost U.S. Production, But It Won’t Bring Energy Independence

The U.S. will still need more big breakthroughs to eliminate the need for imported oil.

The United States could see a surge in oil production that could make it the world’s leading oil producer within a decade, according to a new report from the International Energy Agency. But that lead will likely be temporary, and it still won’t allow the United States to stop importing oil. Barring technological breakthroughs in oil production and major reductions in consumption, the United States will need to rely on oil from outside its borders for the foreseeable future.



Source: http://feeds.technologyreview.com/click.phdo?i=3f43d05d298e274d40825ddfaa12e748

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Save money using the “Day Before Pay Day” Challenge!

“Get excited and enthusiastic about your own dream!” ~ Denis Waitley I’m passionate about getting people excited about their money. When I say this at networking events it usually results in a few raised eyebrows because people aren’t used to hearing the words “money” and “excited” in the same sentence. I’ve written in earlier posts [...]

Save money using the “Day Before Pay Day” Challenge! appeared first on Retire Happy.

Related posts:
  1. More Tips to Help You Save Money
  2. How to Save More Money for Retirement
  3. Is saving money nature or nurture?
  4. Useful Tips to Help You Save More Money
  5. How is Your Money Thermostat Impacting Your Finances?

Source: http://retirehappyblog.ca/save-money-using-the-day-before-pay-day-challenge/

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The Tipping Point – Resentment is a good thing

There’s a truism – or maybe just widely held opinion – that it’s better to have “going to” goals rather than “away from” goals.  I think that’s definitely the case when it comes to people interested in early retirement.
When I first throttled back from working two jobs with occasional 16 hour days a few years [...]

Source: http://singlemomrichmom.com/the-tipping-point-resentment-is-a-good-thing/

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Friday, November 23, 2012

Are you concerned about your retirement shortfall?

Are you part of the Boomer generation aged 50 to 59? If so how is retirement looking for you? Remember in the 1980′s and early 1990′s the media was full of articles about  our future work world; short work weeks with many working from home and everyone would retire early! Do you sometimes wonder what [...]

Are you concerned about your retirement shortfall? appeared first on Retire Happy.

Related posts:
  1. Options to reduce debt before retirement
  2. Key assumptions for your retirement plan
  3. What Does Retirement Really Mean?
  4. Are you planning to work in retirement
  5. Key ages for retirement planning

Source: http://retirehappyblog.ca/are-you-concerned-about-your-retirement-shortfall/

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Simon Johnson

Former chief economist of the International Monetary Fund (IMF), MIT Sloan School of Management professor and senior fellow at the Peterson Institute for International Economics, Simon Johnson examines President Obama's plan for economic recovery.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/SuQi4hnQVs4/profile.html

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Simon Schama Part 1

Bill Moyers speaks with historian Simon Schama, who spent months traveling across America in the run-up to an historic election to discover what events in our nation's past can tell us about how we live today and what's in store for the future.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/ASbwyzVXTZ8/profile.html

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Simon Schama Part 2

Bill Moyers speaks with historian Simon Schama, who spent months traveling across America in the run-up to an historic election to discover what events in our nation's past can tell us about how we live today and what's in store for the future.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/_0ct6om4Gq4/profile2.html

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Thursday, November 22, 2012

Cleanup Boats Sent to Shore After More Workers Get Sick

Ryan Knutson

Operations continue to mitigate the effects of the BP oil spill on May 23, 2010, but on Thursday Deepwater Horizon Response ordered all commercial cleanup vessels back to shore after workers became ill. (U.S. Coast Guard photo by Lt. Cmdr. Rob Wyman)

This post has been updated.

All 125 commercial vessels working to clean up the oil spill in the Gulf of Mexico have been ordered back to shore temporarily after four workers on three separate vessels became ill, according to a Deepwater Horizon Response press release.

It's unclear whether the crew members were working with chemical oil dispersants, which have been criticized for their toxicity. Our calls to officials in the region have not yet been returned.

The sick workers said they had headaches and chest pain, and were nauseated and dizzy. One was taken by helicopter to a hospital in Marrero, La., another was taken by boat and two were taken in an ambulance, according to the press release.

The current symptoms mirror those of other fishermen who were hired by BP to help clean up the spill, as we pointed out earlier this week. The dispersants BP is using to break up the oil have many health risks of their own. Earlier this month, the EPA told BP to stop using the chemicals and to switch to something else, but BP says there is no better alternative.

Update, 5/27:

According to Captain Meredith Austin, the Coast Guard deputy incident commander, controlled burns were being executed and aerial dispersants were being used in the vicinity of the affected workers, but no dispersants were being sprayed within 50 miles of the workers.

"It's important to keep in mind there are other factors which may potentially cause these symptoms," Austin told reporters on a conference call this evening. She named the smell of petroleum, heat and fatigue as possible causes for the symptoms.

Workers were not given respiratory protection equipment because according to Austin, prior air sampling performed in the area concluded that the level of chemical exposure was permissible.

Source: http://feeds.propublica.org/~r/propublica/energy-environment/~3/yldMx39xN7E/

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Four Things to Avoid When Hiring a Real Estate Agent

I made the decision to hire my first real estate agent in five minutes: less time than it took me to pick out a nail polish shade at my last pedicure. I didn’t interview anyone else, I didn’t question the five per cent commission she charged and I didn’t ask for any references. Turns out, like so many people out there, I made a lot of mistakes. If you’re looking for an agent to buy or sell your house, here are five mistakes to avoid. ? MORE

Source: http://feedproxy.google.com/~r/GetSmarterAboutMoney/~3/FOvZtoX9vmE/caroline-cakebread-four-things-avoid-when-hiring-real-estate-agent

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Solar Jobs Still on the Rise Despite Industry Woes

Filed under: , ,

The solar sector's problems may reach far and wide, but the employment around the industry actually is still growing. A new report from the Solar Energy Industries Association will be formally released in about two weeks called the National Solar Jobs Census 2012, but the preliminary data is showing that the jobs tied to solar power are still on the rise.

If the data is accurate and is not revised, then there are just over 119,000 workers employed by the solar industry in the United States. This translates to 13% growth. The report says:

Initial results from the 2012 census found that the solar industry now employs 119,016 Americans across all 50 states, having grown 13.2 percent over last year during difficult economic times across the nation. In 2011, the solar energy industry employed 105,145 workers, while 93,502 were employed by solar companies in 2010.

One key driver was said to be the solar investment tax credit. What is bad news for those making and selling solar panels is apparently good for the industry's ability to grow: one-third of respondents cited the continued decline in solar energy prices as the primary driver of employment growth.

We now have data showing just how large, or small, the solar industry really is: the U.S. today has 5,700 megawatts of installed solar energy capacity. This is enough to power more than 940,000 households, and the industry expects to nearly double its growth over last year by adding 3.2 gigawatts by the end of the year and another 3.9 gigawatts in 2013.

Another sign of growth is backward looking, but the report today showed that the previously reported solar employment figure for 2011 was revised higher to 105,145 from 100,237.

Keep in mind that the report is not just from the panel makers who are having such a hard time with their profits. This includes some 31 different occupations from more than 1,000 solar company survey respondents. The margin of error is only +/-1.5%.

The full report is available here.

Shares of First Solar Inc. (NASDAQ: FSLR) may be dragging the entire solar bias down this morning because of a poor earnings and guidance report last night. Shares are down about 8% at $22.77. It is interesting that this report is also on the heels of a report that Siemens A.G. (NYSE: SI) is planning to exit the solar market. Elsewhere, SolarCity has recently filed for an initial public offering.

JON C. OGG


Filed under: 24/7 Wall St. Wire, Alternative Energy, Economy, Labor, Labor & Unions Tagged: FSLR, SI

Read | Permalink | Email this | Comments

Source: http://www.dailyfinance.com/2012/11/02/solar-jobs-still-on-the-rise-despite-industry-woes/

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Eurozone stability depends on Greece talks, warns Samaras

The Greek prime minister Antonis Samaras warned the stability of the eurozone hangs in the balance after eurozone finance ministers failed to agree a deal over bail-out funds.

Source: http://telegraph.feedsportal.com/c/32726/f/579300/s/25d27dce/l/0L0Stelegraph0O0Cfinance0Cfinancialcrisis0C96942990CEurozone0Estability0Edepends0Eon0EGreece0Etalks0Ewarns0ESamaras0Bhtml/story01.htm

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Wednesday, November 21, 2012

Michael J. Copps

The Internet has transformed business, politics, and culture,but will a corporate agenda kill freedom of the Web? With radio and television dominated by mega-corporations, more and more Americans have turned to the Internet for news,but a recent court ruling gives Big Telecom more control over broadband. Bill Moyers talks with FCC commissioner Michael Copps to discuss the future of 'net neutrality', the fight for more democratic media and the future of journalism in the digital age.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/FDRUfJ01XbA/profile2.html

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Apple releases iOS 6.0.1 OTA with fixes for WPA2 and Exchange

Apple today pushed iOS 6.0.1 out to all users running iOS 6 and it fixes several bugs, including bugs with the keyboard, camera flash, WPA2, iTunes Match, Passcode lock and Exchange meetings.

Source: http://www.zdnet.com/apple-releases-ios-6-0-1-ota-with-fixes-for-wpa2-and-exchange-7000006792/

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Terry O'Neill and John Nichols

Bill Moyers takes a closer look at the newly signed health bill and explores the future of health care reform with THE NATION's John Nichols and National Organization for Women president Terry O'Neill.

Source: http://feedproxy.google.com/~r/bmjvodcast/~3/PJUDhHru01c/profile2.html

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Try These Easy and Delicious Classic Cakes - Grab Free eCookbook

classic cake recipesEven though we often limit the amount of sweets we eat throughout the year, I do enjoy baking a cake now and then.

In fact I have a bunch of carrots in the fridge just waiting to be turned into a delicious Carrot Cake with Cream Cheese Frosting.  

This free Classic Cakes Free eCookbook actually has several different Carrot Cake recipes. My favorite is the one that includes crushed pineapple, cinnamon, ginger and raisins.  

Out of the 24 different recipes in this free eCookbook you will find that some of these cake recipes use a cake mix and some are made from scratch, but they are all pretty easy to make.

You will find amazing recipes for:

  • Italian Cream Cake with Rum
  • White Velvet Cake
  • Easy Fudge Pudding Cake
  • Old Fashioned Southern Chocolate Cake
  • Black Forest Ice Cream Cake


Are you in the mood to bake a cake? If you have a special occasion coming up or would like to bake a cake for your family, download your copy of this Classic Cakes cookbook here. Enjoy! 

What is your favorite type of cake?

 

Source: http://tacklingourdebt.com/2012/11/07/try-these-easy-and-delicious-classic-cakes-grab-free-ecookbook/

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Should You Buy Stocks For Your Kids?

If you’re a parent, how can you set your child on the road to investing success? One popular way is to buy young kids shares in companies familiar to them—maybe Disney, Apple, or McDonald’s. The idea is to get them excited about owning businesses that make their favourite products and services, with the hope that [...]

Source: http://canadiancouchpotato.com/2012/11/01/should-you-buy-stocks-for-your-kids/?utm_source=rss&utm_medium=rss&utm_campaign=should-you-buy-stocks-for-your-kids

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Tuesday, November 20, 2012

Solar Jobs Still on the Rise Despite Industry Woes

Filed under: , ,

The solar sector's problems may reach far and wide, but the employment around the industry actually is still growing. A new report from the Solar Energy Industries Association will be formally released in about two weeks called the National Solar Jobs Census 2012, but the preliminary data is showing that the jobs tied to solar power are still on the rise.

If the data is accurate and is not revised, then there are just over 119,000 workers employed by the solar industry in the United States. This translates to 13% growth. The report says:

Initial results from the 2012 census found that the solar industry now employs 119,016 Americans across all 50 states, having grown 13.2 percent over last year during difficult economic times across the nation. In 2011, the solar energy industry employed 105,145 workers, while 93,502 were employed by solar companies in 2010.

One key driver was said to be the solar investment tax credit. What is bad news for those making and selling solar panels is apparently good for the industry's ability to grow: one-third of respondents cited the continued decline in solar energy prices as the primary driver of employment growth.

We now have data showing just how large, or small, the solar industry really is: the U.S. today has 5,700 megawatts of installed solar energy capacity. This is enough to power more than 940,000 households, and the industry expects to nearly double its growth over last year by adding 3.2 gigawatts by the end of the year and another 3.9 gigawatts in 2013.

Another sign of growth is backward looking, but the report today showed that the previously reported solar employment figure for 2011 was revised higher to 105,145 from 100,237.

Keep in mind that the report is not just from the panel makers who are having such a hard time with their profits. This includes some 31 different occupations from more than 1,000 solar company survey respondents. The margin of error is only +/-1.5%.

The full report is available here.

Shares of First Solar Inc. (NASDAQ: FSLR) may be dragging the entire solar bias down this morning because of a poor earnings and guidance report last night. Shares are down about 8% at $22.77. It is interesting that this report is also on the heels of a report that Siemens A.G. (NYSE: SI) is planning to exit the solar market. Elsewhere, SolarCity has recently filed for an initial public offering.

JON C. OGG


Filed under: 24/7 Wall St. Wire, Alternative Energy, Economy, Labor, Labor & Unions Tagged: FSLR, SI

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Source: http://www.dailyfinance.com/2012/11/02/solar-jobs-still-on-the-rise-despite-industry-woes/

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Ask A Banker: What Do Investment Bankers Actually Do?

They're traveling money salesmen. This explains why many of them are so ornery so much of the time.

Source: http://www.npr.org/blogs/money/2012/10/08/162518147/ask-a-banker-what-do-investment-bankers-actually-do?ft=1&f=127413671

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Economist 'time-bomb' cover sparks French ire

French officials angrily rejected a charge by The Economist on Friday that France was the "time-bomb at the heart of Europe", accusing the magazine of sensationalist journalism.

Source: http://telegraph.feedsportal.com/c/32726/f/579300/s/25a5e817/l/0L0Stelegraph0O0Cfinance0Cfinancialcrisis0C96825940CEconomist0Etime0Ebomb0Ecover0Esparks0EFrench0Eire0Bhtml/story01.htm

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Ask A Banker: What's A Derivative?

I will tell you what a derivative is, but I will take a while to get there, and you may feel cheated. That is okay. If you want to understand derivatives, you must learn to live with uncertainty, and also with feeling cheated.

Source: http://www.npr.org/blogs/money/2012/10/17/163038597/ask-a-banker-whats-a-derivative?ft=1&f=127413671

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Monday, November 19, 2012

Solar Powered Mass Transit

Solar Transportation Technologies Inc., is developing a solar powered transportation system that will reduce greenhouse gases, air pollution, and oil consumption. In addition it will make travel faster, safer, and more secure without costing tax payers one cent more than they currently spend on transportation. FreedomTransit merges individual, privately owned, electric cars with a highly [...]

Source: http://www.alternative-energy-news.info/press/solar-powered-mass-transit/

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What Are Bad Credit Mortgages?

What are Bad Credit Mortgages? Before you look at any type of financing you need to make sure it’s right for you, and bad credit mortgages are no exception! Here we’re going to go over the benefits of these kinds of mortgages. Bad credit mortgages are great for people with bad credit, no credit, or just [...]

Source: http://canadianbudgetbinder.com/2012/11/12/what-are-bad-credit-mortgages/

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jpmorgan: @toddvernon You missed the speeches by Arthur Davis (co chair of Obama's '08 campaign) and Gov Nikki Haley (daughter of Indian Immigr.)

jpmorgan: @toddvernon You missed the speeches by Arthur Davis (co chair of Obama's '08 campaign) and Gov Nikki Haley (daughter of Indian Immigr.)

Source: http://twitter.com/jpmorgan/statuses/240666317856833536

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Nokia Unveils a Map Service that Lives in the Cloud

With a new mapping service, called Here, Nokia hopes to get smartphone users hooked on its mapping technology.

Nokia introduced a new cloud-optimized version of its mapping technology on Tuesday. The company hopes the Web service and associated apps, rebranded as Here, will be a hit across different devices and software platforms—including on the iPhone and Android phones.



Source: http://feeds.technologyreview.com/click.phdo?i=35913385cc4308327acb5aacc839f3a8

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